Condo Insurance
A condominium association is responsible for carrying insurance that covers the shell of the building and also, liability coverage that is in the name of the association.
The individual unit owner is responsible for purchasing coverage that includes General Liability for the named owner of the property. They are also responsible for building coverage on the inside of the unit and their own personal property. This includes any wall, ceiling and floor coverings. The unit owner is responsible for anything from the drywall in, along with any personal property such as furniture, clothing, TV’s, stereos and unattached appliances.
An HO-6 is a package policy that is usually to the owner’s advantage to purchase. You can include medical payments to others, mold coverage and additional living expenses. Galt Insurance Group has numerous companies that are very competitive in this market. This is an important coverage both from a liability standpoint and potential loss to your possessions.
Why We're Different
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.
We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.
Contact us and let the professionals at our company help you forge the strongest shield possible to help you protect the things you are working hard to build.