We Have New Flood Insurance Options Outside of the NFIP Program for You and Your Clients.
Nash Insurance & Associates have several private insurance companies who now offer flood insurance outside of the (NFIP) National Flood Insurance Program. Their rates are usually lower and are based on occupancy, location and the lowest living floor elevation. Your client can purchase higher limits of coverage other than the NFIP $250,000 on the dwelling and $100,000 on the contents and include additional coverages that are important after a flood, like Additional Living Expense coverage.
Every homeowner has a rate that can vary from one neighbor to the next based on the following factors:
- coverage amount
- elevation above sea level
We will shop the coverage on each home with several companies and let you know if it is to their advantage to go with an Independent Company or through the NFIP program.
Standard homeowners insurance does not cover flooding. A separate flood policy is needed. Whether in a coastal region or inland, consumers must prepare no matter where they live.
Each person may have a different situation. The best thing to do is to call our office 239.333.0888 and get a quote from an experienced agent.